Many guests would rather give money than a thing. With a fund on your website, they choose an amount and pay by card, iDEAL, Bancontact, or another way Stripe offers them. The money goes straight into your own Stripe account, and Stripe pays it out to your bank account. Card gifts are part of Premium.
Set up card payments (once)
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Open Gifts in the menu.
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Under Money, find Take gifts by card and choose Set up card payments.
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Choose the Country of your bank account. Stripe pays out to a bank account in this country, and it can't be changed later.
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Stripe opens its own setup page. Fill in what Stripe asks for, then come back to LumiWed.
You can choose a bank account in the European Union, the UK, Norway, Switzerland, Liechtenstein, or Gibraltar, or in the US, Canada, Australia, New Zealand, Mexico, Japan, Hong Kong, or Singapore.
When Stripe has everything it needs, your Gifts page says Card payments are on. If Stripe still needs details, it says Finish setting up card payments; choose Finish setting up whenever you're ready. If payouts aren't switched on yet, your Stripe dashboard shows what Stripe still needs.
Add a fund
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Under Money, choose Add a fund. You can add a fund once card payments are on.
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Fill in What is the fund for?, for example Our honeymoon, and if you like a note about where you're going or what you'll spend it on.
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Choose the currency guests give in. A fund keeps the currency it was created in, so choose it carefully.
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Choose Add.
The fund appears in the Gifts section of your site, under Prefer to give money?
How guests give
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On your site, the guest chooses Give on your fund.
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They type an amount, or tap one of the suggested amounts, and can add a message to you.
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They choose Continue to payment and pay on Stripe's secure payment page.
Guests give with their personal invitation link. Visitors without it are asked to open their link, unless you let visitors give by typing their name: Settings → Gifts → Reserving and giving without a link.
Fees
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The guest pays exactly the amount they choose. Nothing is added on top.
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Stripe's card fees come off each gift, plus 1% for LumiWed. Both come out of the money you receive.
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Your Premium upgrade is separate. You pay it once to LumiWed; card gifts go from your guests to your own Stripe account.
What you see
What LumiWed shows you follows your choice in Settings → Gifts → Reservations:
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Keep it a surprise: nothing about card gifts.
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Show which gifts are taken: what each fund has received in total, and from how many gifts.
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Show who gives what: each guest's name, how much they gave, and their message.
A gift shows up once Stripe has confirmed the payment.
Your Stripe dashboard always shows every payment, payout, and refund, whatever you choose in LumiWed. If you want to keep the surprise, wait before opening it. To open it, go to Gifts and choose Open your Stripe dashboard.
If something looks off
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A guest sees "This fund isn't taking card gifts right now": check your Gifts page. Card payments may still need finishing in Stripe.
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A guest cancelled the payment page: nothing was charged, and they can give again whenever they like.
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The total in LumiWed differs from Stripe, for example after a partial refund: your Stripe dashboard is the exact record of what you received.